Merchant Capital business funding in South Africa — up to R5,000,000
Flexible working capital to help your business buy stock, expand, or cover cash‑flow gaps. Repay through a percentage of daily card sales (no fixed monthly instalments). Funding is subject to approval and affordability checks.
Quick note
PrimeCompare is a comparison platform — not a lender. When you click “Apply”, you’ll apply on the provider’s official website.
How Merchant Capital business funding works
Merchant Capital funding is structured around your business performance. The repayment model is designed to adapt to your daily sales activity.
How Merchant Capital repayments work (card sales model)
Repay via a percentage of card sales
Instead of fixed monthly instalments, repayments can be linked to daily card transactions. When sales are strong, repayments speed up. When sales slow, repayments naturally adjust.
Stay scam‑safe
- No upfront fees: be cautious of anyone requesting a “release fee”.
- Official site only: apply only via the secure portal after clicking Apply.
- Review totals: confirm fees and total repayment before accepting.
Who qualifies for Merchant Capital funding? (Typical requirements)
Eligibility depends on your business profile. The items below are common requirements businesses should be ready with.
Common qualifying signals
- Consistent trading history
- Active card payment facility / POS
- Stable revenue performance
- Affordability / risk checks
Good fit for
Funding is not guaranteed. Approval and terms are set by Merchant Capital based on their assessment.
Apply for Merchant Capital business funding in South Africa
Clicking “Apply” will redirect you to Merchant Capital’s secure application portal. Always read the full offer and repayment details before accepting.